Legal
Last updated: January 1, 2026
Catanzaro Insurance LLC, operating as Floorsurance ("we," "us," "our"), provides the following disclosures regarding the information and services offered on this Site.
Nothing on this Site — including quote estimates, coverage descriptions, or FAQ content — constitutes an offer of insurance, a binder, a policy, or a guarantee of coverage. Coverage only takes effect once a policy is issued by the applicable carrier and the required premium is received. Submitting a quote request does not create an insurance relationship or bind any coverage.
Catanzaro Insurance LLC is an independent insurance agency. We are not owned by, and do not exclusively represent, any single insurance carrier. We work with multiple carriers and evaluate options across that carrier network to match a business with coverage suited to its operations. We may receive commission from the carrier a policy is placed with — this is standard in the insurance industry and does not add any cost to your premium. We do not guarantee placement with any specific carrier, and which carriers are available to quote your business depends on your trade, location, claims history, and each carrier's current underwriting appetite.
Any price ranges, cost estimates, or premium examples shown on this Site — including on our cost and pricing pages — are general illustrations based on typical flooring industry data. They are not a quote for your specific business and should not be relied upon as the price you will pay. Your actual premium depends on underwriting factors specific to your business, including revenue, claims history, employee count, materials installed, and state of operation, and is determined only after a licensed agent reviews your information with a carrier.
References on this Site to same-day coverage, same-business-day quotes, or instant certificate issuance describe typical turnaround under normal business conditions and are not guaranteed. Actual turnaround can vary based on carrier response times, the completeness of information provided, business hours, and underwriting requirements specific to your application.
Catanzaro Insurance LLC is a licensed insurance agency in the states in which it operates. Individual agents are licensed insurance producers in their resident state and in additional states as appropriate. Coverage availability, and our ability to place your business with a carrier, varies by state — we will confirm whether we can currently place coverage for your location and trade when you request a quote. If we are not yet able to place coverage in your state, we will let you know rather than proceeding with an application.
Content on this Site is provided for general informational purposes only and does not constitute legal, tax, financial, or professional insurance advice specific to your business. Coverage needs vary by operation — consult with a licensed agent about your specific situation before making coverage decisions.
Catanzaro Insurance LLC
Columbus, Ohio
Phone: 888-633-6175
Email: hello@floorsurance.com